In case you have chosen Silver/ Gold cover, you have an option of buying Excess
Waiver, you can do that by clicking on Yes. The page will refresh automatically after any changes
but the policy will remain the same.
What is Excess Waiver?
Tick the declaration boxes at the bottom to confirm you have read and understood
the Medical declaration, Residency and Age declaration and Demands and Needs(D&N) Statement.
What is Pre-existing Medical Condition?
Click on 'CONTINUE' to proceed.
It is strongly recommended that you print out a policy summary before proceeding.