Cover comparison summary Close
 
  Single Trip, Adventure and Winter Sports, Annual Multi-Trip, Golf* and Business* Senior 65+ Gap
Cover Level Silver Gold Platinum Silver Gold Platinum Standard
Maximum Age (at purchase date) 64 64 64 74 74 74 34
Medical Expenses £2 million £5 million £unlimited £2 million £5 million £unlimited £1,000,000
Cancellation £1000 £5000 £up to invoice cost £1000 £5000 £up to invoice cost £1,000
Curtailment £1000 £5000 £up to invoice cost £1000 £5000 £up to invoice cost £1,000
Personal Baggage £500 £2000 £2500 £500 £2000 £2500 £500
Single Article Limit within above £100 £250 £300 £100 £250 £300 £100
Valuables Limit within above £100 £250 £400 £100 £250 £400 £100
Money and Documents £150 £300 £500 £150 £300 £500 None
Personal Accident £10,000 £25,000 £30,000 £10,000 £25,000 £30,000 £5,000
Personal Liability £500,000 £2 Million £2 Million £500,000 £2 Million £2 Million £500,000
Legal Expenses £5,000 £25,000 £50,000 £5,000 £25,000 £50,000 £5,000
Missed Departure £300 £800 £1000 £300 £800 £1000 £300
Delayed Departure Not Available £300 £500 Not Available £300 £500 None
Hospital Benefit Not Available £2,000 £3,000 Not Available £2,000 £3,000 None
Catastrophe Not Available £500 £500 Not Available £500 £500 None
Cattery and Kennel Fees Not Available Not Available £500 Not Available Not Available £500 None
Home Help Not Available Not Available £100 Not Available Not Available £100 None
Securing Your Home Not Available Not Available £500 Not Available Not Available £500 None
Transport Home Benefit Not Available Not Available £75 Not Available Not Available £75 None
Winter Sports cover is only available upon payment of the appropriate additional premium
(Winter Sports cover of up to 17 days per year is included within all our annual multi-trip polices)
Piste Closure £200 £200 £200 Not Available Not Available Not Available Not Available
Avalanche Cover £250 £250 £250 Not Available Not Available Not Available Not Available
Ski Hire £200 £200 £200 Not Available Not Available Not Available Not Available
Ski Pack £200 £200 £200 Not Available Not Available Not Available Not Available
Golf Cover is only available under the Golf policy
Own Golf Equipment Not Available £1500 £1500 Not Available Not Available Not Available Not Available
Hired Equipment Not Available £500 £500 Not Available Not Available Not Available Not Available
Single Article Limit Not Available £500 £500 Not Available Not Available Not Available Not Available
Golf Equipment Hire Not Available £50 per 24 hours up to 150 £50 per 24 hours up to 150 Not Available Not Available Not Available Not Available
Hole in One Not Available £50 £50 Not Available Not Available Not Available Not Available
Business Cover is only available under the Business policy
Replacing Staff Not Available £3000 £3000 Not Available Not Available Not Available Not Available
Business Samples and Documents Not Available £1500 £1500 Not Available Not Available Not Available Not Available
Single Article Limit of above Not Available £250 £250 Not Available Not Available Not Available Not Available
Business Equipment and Essential Baggage Not Available £1000 £1000 Not Available Not Available Not Available Not Available
Single Article Limit of above Not Available £500 £500 Not Available Not Available Not Available Not Available
Business Money Not Available £500 £500 Not Available Not Available Not Available Not Available
Cash Limit of above Not Available £300 £300 Not Available Not Available Not Available Not Available